{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-091109","form_type":"8-K","ticker":"SBFG","cik":"0000767405","company_name":"SB FINANCIAL GROUP, INC.","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.998786+00:00","generated_at":"2026-05-30T09:52:48.445853+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"SB Financial Q3 net income $2.4M (-12.4% YoY); EPS $0.35; tangible book up 26% to $16.49","bullets":["Net income of $2.4M, down 12.4% YoY; diluted EPS $0.35 (-10.3% YoY) but up 3.0% adjusted for MSR impairment.","Net interest income $10.2M (+6.8% YoY); net interest margin expanded 9 bps to 3.17%.","Total loans $1.03B (+$40.9M or 4.1% YoY); deposits $1.16B (+6.8% YoY).","Mortgage originations $70.7M (+15.5% YoY); servicing portfolio $1.41B (+2.9%).","Tangible book value per share $16.49 (+26.0% YoY); Marblehead acquisition on track."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-091109","json":"https://secwatch.observer/filing/0001213900-24-091109.json","markdown":"https://secwatch.observer/filing/0001213900-24-091109.md","text":"https://secwatch.observer/filing/0001213900-24-091109.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/767405/000121390024091109/0001213900-24-091109-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/767405/000121390024091109/ea0218803-8k_sbfin.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:52:48.445853+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}