{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-094203","form_type":"8-K","ticker":"FLD","cik":"0001889123","company_name":"Fold Holdings, Inc.","filed_at":"2024-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.262481+00:00","generated_at":"2026-05-30T06:22:09.113162+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"FTAC Emerald borrows $973K via promissory note to pay excise tax liability","bullets":["Issued $973,116.44 promissory note to Frontier SPV, LLC (affiliate of sponsor) to satisfy excise tax.","Note is non-interest bearing; principal due upon consummation of a business combination.","If no business combination occurs, unpaid amounts may be forgiven; trust account proceeds cannot be used.","Borrowing is a short-term obligation related to the pending merger with Fold, Inc."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-094203","json":"https://secwatch.observer/filing/0001213900-24-094203.json","markdown":"https://secwatch.observer/filing/0001213900-24-094203.md","text":"https://secwatch.observer/filing/0001213900-24-094203.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1889123/000121390024094203/0001213900-24-094203-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1889123/000121390024094203/ea0219866-8k425_ftac.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:22:09.113162+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}