{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-001167","form_type":"8-K","ticker":"NMHI","cik":"0001947861","company_name":"Nature's Miracle Holding Inc.","filed_at":"2025-01-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.627486+00:00","generated_at":"2026-05-28T11:32:30.883161+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nature's Miracle enters $311K loan at 59.4% APR; pledges 311K shares as collateral","bullets":["Loan of $311,000 with 51.64% interest rate, 59.4% APR, matures Jan 14, 2026.","Total repayment of $401,190 via 26 biweekly payments of $15,430.38; $11,000 origination fee deducted.","Secured by all present and after-acquired property of the company and its subsidiaries.","Company issued 311,000 common shares (Pledge Shares) to the lender as additional collateral.","Prepayment discount of 5% on unpaid interest if repaid in full within 90 days, reducing total to $349,875."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-001167","json":"https://secwatch.observer/filing/0001213900-25-001167.json","markdown":"https://secwatch.observer/filing/0001213900-25-001167.md","text":"https://secwatch.observer/filing/0001213900-25-001167.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1947861/000121390025001167/0001213900-25-001167-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1947861/000121390025001167/ea0226815-8k_natures.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T11:32:30.883161+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}