{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-012535","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2025-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.239078+00:00","generated_at":"2026-05-26T22:45:45.881615+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"KFFB posts Q2 net income of $13,000, up from $361K loss YoY; six-month loss narrows to $2,000","bullets":["Net income of $13,000 ($0.00 diluted EPS) for quarter ended Dec 31, 2024 vs net loss of $361,000 ($(0.05)) year ago.","Net interest income rose 23.0% to $2.0M; interest income up $857K, interest expense up $476K.","Non-interest income surged 271.7% to $171K, driven by gains on sales of loans.","Book value per share $5.94; shareholders' equity $48.1M, up $58K from June 30, 2024.","Deposits increased 2.7% to $6.9M; FHLB advances decreased 10.4% to $61.8M."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-012535","json":"https://secwatch.observer/filing/0001213900-25-012535.json","markdown":"https://secwatch.observer/filing/0001213900-25-012535.md","text":"https://secwatch.observer/filing/0001213900-25-012535.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025012535/0001213900-25-012535-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025012535/ea0230734-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:45:45.881615+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}