---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-012535"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2025-02-12T23:59:59+00:00"
generated_at: "2026-05-26T22:45:45.881615+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# KFFB posts Q2 net income of $13,000, up from $361K loss YoY; six-month loss narrows to $2,000

## Summary
- Net income of $13,000 ($0.00 diluted EPS) for quarter ended Dec 31, 2024 vs net loss of $361,000 ($(0.05)) year ago.
- Net interest income rose 23.0% to $2.0M; interest income up $857K, interest expense up $476K.
- Non-interest income surged 271.7% to $171K, driven by gains on sales of loans.
- Book value per share $5.94; shareholders' equity $48.1M, up $58K from June 30, 2024.
- Deposits increased 2.7% to $6.9M; FHLB advances decreased 10.4% to $61.8M.

## SEC filing metadata
- accession: 0001213900-25-012535
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2025-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390025012535/0001213900-25-012535-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390025012535/ea0230734-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-012535
- JSON: https://secwatch.observer/filing/0001213900-25-012535.json
- Plain text: https://secwatch.observer/filing/0001213900-25-012535.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.