secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2025-02-12T23:59:59+00:00
Accession:  0001213900-25-012535
Event type: earnings
Sentiment:  positive
Materiality: 0.30
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

KFFB posts Q2 net income of $13,000, up from $361K loss YoY; six-month loss narrows to $2,000
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- Net income of $13,000 ($0.00 diluted EPS) for quarter ended Dec 31, 2024 vs net loss of $361,000 ($(0.05)) year ago.
- Net interest income rose 23.0% to $2.0M; interest income up $857K, interest expense up $476K.
- Non-interest income surged 271.7% to $171K, driven by gains on sales of loans.
- Book value per share $5.94; shareholders' equity $48.1M, up $58K from June 30, 2024.
- Deposits increased 2.7% to $6.9M; FHLB advances decreased 10.4% to $61.8M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025012535/0001213900-25-012535-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025012535/ea0230734-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-25-012535

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