---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-014317"
form_type: "8-K"
ticker: "ISPR"
cik: "0001948455"
company_name: "Ispire Technology Inc."
filed_at: "2025-02-14T23:59:59+00:00"
generated_at: "2026-05-26T21:42:34.885314+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Ispire Technology enters $20M secured loan facility with Avon River Ventures at 15.25% interest

## Summary
- Up to $20M in three tranches: $5M first, $5M second, $10M third; first tranche matures Feb 2027.
- Interest rate 15.25% fixed per annum; initial 3-month interest-only period per tranche.
- Prepayment allowed with 3% premium; secured by accounts, inventory, IP, equity interests, real property.
- Must maintain minimum unrestricted cash equal to 10% of loan balance; inventory collateral must cover outstanding.
- Consulting agreement with Avon: up to $532k cash + $320k in stock for advisory services through Feb 2026.

## SEC filing metadata
- accession: 0001213900-25-014317
- form_type: 8-K
- ticker: ISPR
- cik: 0001948455
- company_name: Ispire Technology Inc.
- filed_at: 2025-02-14T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1948455/000121390025014317/0001213900-25-014317-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1948455/000121390025014317/ea0231213-8k_ispire.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-014317
- JSON: https://secwatch.observer/filing/0001213900-25-014317.json
- Plain text: https://secwatch.observer/filing/0001213900-25-014317.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.