---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-018856"
form_type: "8-K"
ticker: null
cik: "0001922858"
company_name: "ECD Automotive Design, Inc."
filed_at: "2025-02-28T23:59:59+00:00"
generated_at: "2026-05-26T00:07:01.314488+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# ECD Automotive Design enters $1.575M term loan with Agile Lending, secured by all assets

## Summary
- Term loan principal of $1,575,000 from Agile Lending, with $75,000 administrative agent fee withheld.
- Repayable in 30 weekly payments of $74,550 from March 3 to September 22, 2025; total interest $661,500.
- Loan secured by all company assets; collateral agent is Agile Capital Funding, LLC.
- Covenants restrict additional indebtedness, liens, asset dispositions, and affiliate transactions.
- Subsidiary Humble Imports Inc. jointly and severally guarantees the obligations.

## SEC filing metadata
- accession: 0001213900-25-018856
- form_type: 8-K
- cik: 0001922858
- company_name: ECD Automotive Design, Inc.
- filed_at: 2025-02-28T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1922858/000121390025018856/0001213900-25-018856-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1922858/000121390025018856/ea0232206-8k_ecdauto.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-018856
- JSON: https://secwatch.observer/filing/0001213900-25-018856.json
- Plain text: https://secwatch.observer/filing/0001213900-25-018856.txt

## Key facts
- Debt Financings
  ECD Automotive Design, Inc. incurred term loan of $1,575,000 with Agile Lending, LLC at aggregate interest of $661,500 maturing September 22, 2025.
  - Instrument: term loan
  - Principal: $1,575,000
  - Counterparty: Agile Lending, LLC
  - Rate: aggregate interest of $661,500
  - Maturity: September 22, 2025
  - Event: incurrence
  source text: On February 20, 2025, ECD Automotive Design Inc. (the “Company”) entered into a Business Loan and Security Agreement with an effective date of February 20, 2025 (the “Loan Agreement”) by and among a commercial lender (“Collateral Agent”), Agile Lending, LLC (“Leading Lender”), the Company and its subsidiary, Humble Imports Inc., pursuant to which the Company received a term loan from Leading Lender in the principal amount of $1,575,000 (the “Loan”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1922858/000121390025018856/0001213900-25-018856-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.