---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-021831"
form_type: "8-K"
ticker: "KRT"
cik: "0001758021"
company_name: "Karat Packaging Inc."
filed_at: "2025-03-07T23:59:59+00:00"
generated_at: "2026-05-25T03:52:35.116938+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# KRT amends credit line: reduces facility to $20M, extends maturity to 2027, rate SOFR+2.25%

## Summary
- Line of credit maximum reduced from $40M to $20M.
- Maturity extended to March 14, 2027 (from prior date).
- Interest rate changed to one-month SOFR plus 2.25%, with a 1.00% SOFR floor.
- Facility secured by Company's assets; borrower is Lollicup USA Inc.

## SEC filing metadata
- accession: 0001213900-25-021831
- form_type: 8-K
- ticker: KRT
- cik: 0001758021
- company_name: Karat Packaging Inc.
- filed_at: 2025-03-07T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1758021/000121390025021831/0001213900-25-021831-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1758021/000121390025021831/ea0233664-8k_karat.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-021831
- JSON: https://secwatch.observer/filing/0001213900-25-021831.json
- Plain text: https://secwatch.observer/filing/0001213900-25-021831.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.