{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-039954","form_type":"8-K","ticker":"SBFG","cik":"0000767405","company_name":"SB FINANCIAL GROUP, INC.","filed_at":"2025-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.222929+00:00","generated_at":"2026-05-22T15:31:41.045980+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"SB Financial Q1 adjusted net income up 23.2% to $2.7M; Marblehead Bank acquisition closed","bullets":["Adjusted diluted EPS $0.42 vs $0.33 prior year; GAAP EPS $0.33 down 5.7%.","Revenue $15.4M (+17.2% YoY); net interest income $11.3M (+22.9%).","Loans grew $96.7M to $1.09B; deposits up $158.9M to $1.27B including $56M from Marblehead.","Tangible book value per share $15.79, up $0.86 (+5.8%) YoY; 26,446 shares repurchased.","Nonperforming assets rose to $6.1M (0.41% of assets) from $2.9M; coverage ratio 254.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-039954","json":"https://secwatch.observer/filing/0001213900-25-039954.json","markdown":"https://secwatch.observer/filing/0001213900-25-039954.md","text":"https://secwatch.observer/filing/0001213900-25-039954.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/767405/000121390025039954/0001213900-25-039954-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/767405/000121390025039954/ea0240939-8k_sbfin.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T15:31:41.045980+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}