{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-042292","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2025-05-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.859693+00:00","generated_at":"2026-05-21T13:25:41.614642+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Kentucky First Federal reports Q3 net income $7K versus year-ago loss of $107K","bullets":["Net income of $7,000 ($0.00 EPS) for Q3 ended Mar 31, 2025, vs net loss of $107,000 ($(0.01)) a year ago.","Net interest income increased 20.7% to $2.1 million, driven by asset repricing outpacing liability costs.","Total assets $380.7M at Mar 31, 2025, up 1.5% from June 30, 2024; book value per share $5.95.","Non-interest expense rose $160K primarily due to professional fees related to OCC agreement corrective actions.","Nine-month net income $5,000 ($0.00 EPS) vs net loss of $643,000 ($(0.08)) in prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-042292","json":"https://secwatch.observer/filing/0001213900-25-042292.json","markdown":"https://secwatch.observer/filing/0001213900-25-042292.md","text":"https://secwatch.observer/filing/0001213900-25-042292.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025042292/0001213900-25-042292-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025042292/ea0241813-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-21T13:25:41.614642+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}