---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-042292"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2025-05-13T23:59:59+00:00"
generated_at: "2026-05-21T13:25:41.614642+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Kentucky First Federal reports Q3 net income $7K versus year-ago loss of $107K

## Summary
- Net income of $7,000 ($0.00 EPS) for Q3 ended Mar 31, 2025, vs net loss of $107,000 ($(0.01)) a year ago.
- Net interest income increased 20.7% to $2.1 million, driven by asset repricing outpacing liability costs.
- Total assets $380.7M at Mar 31, 2025, up 1.5% from June 30, 2024; book value per share $5.95.
- Non-interest expense rose $160K primarily due to professional fees related to OCC agreement corrective actions.
- Nine-month net income $5,000 ($0.00 EPS) vs net loss of $643,000 ($(0.08)) in prior year.

## SEC filing metadata
- accession: 0001213900-25-042292
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2025-05-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390025042292/0001213900-25-042292-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390025042292/ea0241813-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-042292
- JSON: https://secwatch.observer/filing/0001213900-25-042292.json
- Plain text: https://secwatch.observer/filing/0001213900-25-042292.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.