secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2025-05-13T23:59:59+00:00
Accession:  0001213900-25-042292
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kentucky First Federal reports Q3 net income $7K versus year-ago loss of $107K
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- Net income of $7,000 ($0.00 EPS) for Q3 ended Mar 31, 2025, vs net loss of $107,000 ($(0.01)) a year ago.
- Net interest income increased 20.7% to $2.1 million, driven by asset repricing outpacing liability costs.
- Total assets $380.7M at Mar 31, 2025, up 1.5% from June 30, 2024; book value per share $5.95.
- Non-interest expense rose $160K primarily due to professional fees related to OCC agreement corrective actions.
- Nine-month net income $5,000 ($0.00 EPS) vs net loss of $643,000 ($(0.08)) in prior year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025042292/0001213900-25-042292-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025042292/ea0241813-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-25-042292

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