{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-061085","form_type":"8-K","ticker":"UGRO","cik":"0001706524","company_name":"urban-gro, Inc.","filed_at":"2025-07-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.726358+00:00","generated_at":"2026-05-18T09:39:09.589697+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"urban-gro enters $1.05M term loan with Agile Lending, 28-week maturity","bullets":["Term loan of $1,050,000 from Agile Lending, effective June 24, 2025, for general business requirements.","Administrative agent fee of $50,000 added to principal; 28-week maturity from effective date.","Prepayment requires premium equal to aggregate interest through maturity; discounted fee for prepayment within 60 days.","Upon default, lenders obtain security interest in certain assets; default rate adds 5% to interest.","Loan is secured by promissory note; subsidiaries guarantee jointly and severally."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-061085","json":"https://secwatch.observer/filing/0001213900-25-061085.json","markdown":"https://secwatch.observer/filing/0001213900-25-061085.md","text":"https://secwatch.observer/filing/0001213900-25-061085.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1706524/000121390025061085/0001213900-25-061085-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1706524/000121390025061085/ea0248068-8k_urban.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T09:39:09.589697+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"796c61f65f64202212db6e83013b3ce03084faf3","claim":"urban-gro, Inc. incurred term loan of $1,050,000.00 with Agile Capital Funding, LLC, Agile Lending, LLC maturing twenty-eight weeks from the Effective Date.","evidence_excerpt":"Pursuant to the Loan Agreement, the Lenders extended to the Company a term loan of $1,050,000.00","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1706524/000121390025061085/0001213900-25-061085-index.htm","confidence":0.95,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$1,050,000.00"},{"label":"Counterparty","value":"Agile Capital Funding, LLC, Agile Lending, LLC"},{"label":"Maturity","value":"twenty-eight weeks from the Effective Date"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}