---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-061085"
form_type: "8-K"
ticker: "UGRO"
cik: "0001706524"
company_name: "urban-gro, Inc."
filed_at: "2025-07-02T23:59:59+00:00"
generated_at: "2026-05-18T09:39:09.589697+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# urban-gro enters $1.05M term loan with Agile Lending, 28-week maturity

## Summary
- Term loan of $1,050,000 from Agile Lending, effective June 24, 2025, for general business requirements.
- Administrative agent fee of $50,000 added to principal; 28-week maturity from effective date.
- Prepayment requires premium equal to aggregate interest through maturity; discounted fee for prepayment within 60 days.
- Upon default, lenders obtain security interest in certain assets; default rate adds 5% to interest.
- Loan is secured by promissory note; subsidiaries guarantee jointly and severally.

## SEC filing metadata
- accession: 0001213900-25-061085
- form_type: 8-K
- ticker: UGRO
- cik: 0001706524
- company_name: urban-gro, Inc.
- filed_at: 2025-07-02T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1706524/000121390025061085/0001213900-25-061085-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1706524/000121390025061085/ea0248068-8k_urban.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-061085
- JSON: https://secwatch.observer/filing/0001213900-25-061085.json
- Plain text: https://secwatch.observer/filing/0001213900-25-061085.txt

## Key facts
- Debt Financings
  urban-gro, Inc. incurred term loan of $1,050,000.00 with Agile Capital Funding, LLC, Agile Lending, LLC maturing twenty-eight weeks from the Effective Date.
  - Instrument: term loan
  - Principal: $1,050,000.00
  - Counterparty: Agile Capital Funding, LLC, Agile Lending, LLC
  - Maturity: twenty-eight weeks from the Effective Date
  - Event: incurrence
  source text: Pursuant to the Loan Agreement, the Lenders extended to the Company a term loan of $1,050,000.00
  evidence_url: https://www.sec.gov/Archives/edgar/data/1706524/000121390025061085/0001213900-25-061085-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.