---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-061673"
form_type: "8-K"
ticker: null
cik: "0001922858"
company_name: "ECD Automotive Design, Inc."
filed_at: "2025-07-07T23:59:59+00:00"
generated_at: "2026-05-18T09:21:49.231682+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# ECD Automotive converts $2.46M loan into Series C preferred, issues $0.82M senior convertible note

## Summary
- Lender converted $2,462,805 Loan Agreement balance into 5,000 Series C Preferred shares at $2.00/sh conversion.
- Series C Preferred earns 5% annual dividend, payable quarterly in kind or cash, convertible to common at $2.00/sh.
- New $823,960 Senior Secured Convertible Note issued, maturing Dec 12, 2026, interest at Prime+5% (or +8% if PIK).
- Note convertible at $2.00/sh; alternate conversion at 85% of VWAP on default; optional redemption at 20% premium.
- This follows June 20 exchange of Series B for Series C and April 4 Loan Agreement; all with same private lender.

## SEC filing metadata
- accession: 0001213900-25-061673
- form_type: 8-K
- cik: 0001922858
- company_name: ECD Automotive Design, Inc.
- filed_at: 2025-07-07T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1922858/000121390025061673/0001213900-25-061673-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1922858/000121390025061673/ea0248247-8k_ecdauto.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-061673
- JSON: https://secwatch.observer/filing/0001213900-25-061673.json
- Plain text: https://secwatch.observer/filing/0001213900-25-061673.txt

## Key facts
- Debt Financings
  ECD Automotive Design, Inc. incurred senior notes of $823,960.33 with the Lender at Prime Interest rate plus 5% per annum maturing December 12, 2026.
  - Instrument: senior notes
  - Principal: $823,960.33
  - Counterparty: the Lender
  - Rate: Prime Interest rate plus 5% per annum
  - Maturity: December 12, 2026
  - Event: incurrence
  source text: the Company executed and delivered to the Lender a senior secured convertible note, dated July 7, 2025 (the "July 2025 Note"), in exchange for a loan in the original principal amount of $823,960.33.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1922858/000121390025061673/0001213900-25-061673-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.