{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-072572","form_type":"8-K","ticker":"UGRO","cik":"0001706524","company_name":"urban-gro, Inc.","filed_at":"2025-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.726560+00:00","generated_at":"2026-05-17T19:38:31.848603+00:00","sec_items":["2.04"],"event_type":"other_material","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"UGRO subsidiary gets default notice on $1.76M credit line; full payment demanded","bullets":["On July 31, 2025, Gemini Finance Corp. issued default notice to UG Construction for failing to submit receivables calculations and maintain sufficient eligible accounts.","Outstanding ~$1.76M under $10M line of credit declared immediately due; default interest of 1% per week accruing from June 16, 2025.","Lender threatens legal action if payment not received by August 8, 2025. Company investigating options to settle."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-072572","json":"https://secwatch.observer/filing/0001213900-25-072572.json","markdown":"https://secwatch.observer/filing/0001213900-25-072572.md","text":"https://secwatch.observer/filing/0001213900-25-072572.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1706524/000121390025072572/0001213900-25-072572-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1706524/000121390025072572/ea0251898-8k_urban.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T19:38:31.848603+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"38546a416a4210b360aefd8b841dfa78ad4615df","claim":"urban-gro, Inc. faced acceleration on credit facility of $1.76 million with Gemini Finance Corp. at default of 1% per week maturing immediately due and payable.","evidence_excerpt":"The notice indicated that the remaining outstanding amount due under the Line of Credit of approximately $1.76 million is immediately due and payable with default of 1% per week accruing from the June 16, 2025 date of default claimed by the Lender, and that the Lender intended to pursue legal action if full payment was not received by August 8, 2025.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1706524/000121390025072572/0001213900-25-072572-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"$1.76 million"},{"label":"Counterparty","value":"Gemini Finance Corp."},{"label":"Rate","value":"default of 1% per week"},{"label":"Maturity","value":"immediately due and payable"},{"label":"Event","value":"acceleration"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}