{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-072809","form_type":"8-K","ticker":"REFI","cik":"0001867949","company_name":"Chicago Atlantic Real Estate Finance, Inc.","filed_at":"2025-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.452731+00:00","generated_at":"2026-05-17T18:22:56.674108+00:00","sec_items":["1.01","2.02","2.03","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Chicago Atlantic Q2 distributable EPS $0.51; extends credit facility to 2028","bullets":["Net income $8.88M ($0.41 diluted); distributable earnings $10.85M ($0.51) vs $9.93M ($0.50) YoY.","Loan principal $421.9M; weighted avg yield 16.8% vs 18.7% YoY and 16.9% Q1 2025.","Received ~$56.8M in unscheduled principal repayments (6 facilities) in July-Aug 2025; $1.0M prepay fees.","Extended revolving credit facility maturity to June 30, 2028 (from June 30, 2026); $97.6M available.","Debt/equity ratio 38.8% (up from 28.0% Q1 2025); book value $14.71; quarterly dividend $0.47."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-072809","json":"https://secwatch.observer/filing/0001213900-25-072809.json","markdown":"https://secwatch.observer/filing/0001213900-25-072809.md","text":"https://secwatch.observer/filing/0001213900-25-072809.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1867949/000121390025072809/0001213900-25-072809-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1867949/000121390025072809/ea0251992-8k_chicago.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T18:22:56.674108+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8ef8564976c429f26932c781fb248582beb4e90b","claim":"Chicago Atlantic Real Estate Finance, Inc. amended revolving credit with various financial institutions maturing June 30, 2028.","evidence_excerpt":"The August 2025 Amendment amends the Sixth Amended and Restated Loan and Security Agreement, dated September 30, 2024 (the “Sixth Amended and Restated LSA”), to extend the contractual maturity date from June 30, 2026 to June 30, 2028.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1867949/000121390025072809/0001213900-25-072809-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Counterparty","value":"various financial institutions"},{"label":"Maturity","value":"June 30, 2028"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}