secwatch.observer — SEC 8-K summary
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Issuer:     Chicago Atlantic Real Estate Finance, Inc. (REFI)
CIK:        0001867949
Form:       8-K
Filed at:   2025-08-07T23:59:59+00:00
Accession:  0001213900-25-072809
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 1.01, 2.02, 2.03, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Chicago Atlantic Q2 distributable EPS $0.51; extends credit facility to 2028
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- Net income $8.88M ($0.41 diluted); distributable earnings $10.85M ($0.51) vs $9.93M ($0.50) YoY.
- Loan principal $421.9M; weighted avg yield 16.8% vs 18.7% YoY and 16.9% Q1 2025.
- Received ~$56.8M in unscheduled principal repayments (6 facilities) in July-Aug 2025; $1.0M prepay fees.
- Extended revolving credit facility maturity to June 30, 2028 (from June 30, 2026); $97.6M available.
- Debt/equity ratio 38.8% (up from 28.0% Q1 2025); book value $14.71; quarterly dividend $0.47.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1867949/000121390025072809/0001213900-25-072809-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1867949/000121390025072809/ea0251992-8k_chicago.htm
  HTML page:      https://secwatch.observer/filing/0001213900-25-072809

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