{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-074983","form_type":"8-K","ticker":"ICCC","cik":"0000811641","company_name":"IMMUCELL CORP /DE/","filed_at":"2025-08-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.427852+00:00","generated_at":"2026-05-17T15:00:05.792771+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"ImmuCell refinances bank debt with $2.3M loan at 6.5%, extending to 2030","bullets":["New $2,327,119 loan at 6.5% fixed from Maine Community Bank; pays off prior loans at 7% and 8%.","Prior loans had ~$1.946M balloon payments due in Q3 2026; new loan amortizes through Q3 2030.","Refinancing reduces annual interest expense and removes near-term balloon payment risk.","Loan secured by substantially all assets; failure to pay could accelerate maturity."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-074983","json":"https://secwatch.observer/filing/0001213900-25-074983.json","markdown":"https://secwatch.observer/filing/0001213900-25-074983.md","text":"https://secwatch.observer/filing/0001213900-25-074983.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811641/000121390025074983/0001213900-25-074983-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811641/000121390025074983/ea0252890-8k_immucell.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T15:00:05.792771+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d1752882589a174c49a8682ab60d844158591fa1","claim":"IMMUCELL CORP /DE/ incurred loan of $2,327,119 with Maine Community Bank at 6.5% per annum.","evidence_excerpt":"On August 7, 2025, ImmuCell Corporation (the “Company”) entered into a Loan Agreement, Promissory Note, and other definitive agreements covering a loan transaction with Maine Community Bank (MCB). Proceeds from such loan transaction in the principal amount of $2,327,119, and bearing interest at a fixed rate of 6.5% per annum","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/811641/000121390025074983/0001213900-25-074983-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"$2,327,119"},{"label":"Counterparty","value":"Maine Community Bank"},{"label":"Rate","value":"6.5% per annum"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}