---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-075804"
form_type: "8-K"
ticker: "UGRO"
cik: "0001706524"
company_name: "urban-gro, Inc."
filed_at: "2025-08-13T23:59:59+00:00"
generated_at: "2026-05-17T13:57:24.855559+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# urban-gro settles HVAC equipment dispute with $395,556 note and 150,000 shares

## Summary
- Settlement resolves nonpayment of $326,358.52 second installment for Trane HVAC equipment ordered June 2023.
- Issued 8-month promissory note for $395,556 at 12% interest; seven $50k payments, final $64,046.95.
- Issued 150,000 unregistered shares of common stock to J Brrothers, exempt under Section 4(a)(2) and Regulation D.
- Note may be prepaid without penalty; default interest rate of 17%.
- Agreement includes mutual release, confidentiality, and acknowledgment of urban-gro's responsibility.

## SEC filing metadata
- accession: 0001213900-25-075804
- form_type: 8-K
- ticker: UGRO
- cik: 0001706524
- company_name: urban-gro, Inc.
- filed_at: 2025-08-13T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1706524/000121390025075804/0001213900-25-075804-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1706524/000121390025075804/ea0252926-8k_urban.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-075804
- JSON: https://secwatch.observer/filing/0001213900-25-075804.json
- Plain text: https://secwatch.observer/filing/0001213900-25-075804.txt

## Key facts
- Debt Financings
  urban-gro, Inc. incurred loan of $395,556.00 with J Brrothers LLC at 12% maturing March 18, 2026.
  - Instrument: loan
  - Principal: $395,556.00
  - Counterparty: J Brrothers LLC
  - Rate: 12%
  - Maturity: March 18, 2026
  - Event: incurrence
  source text: the Company issued a promissory note to J Brrothers with an original principal amount of $395,556.00 (the “Note”)
  evidence_url: https://www.sec.gov/Archives/edgar/data/1706524/000121390025075804/0001213900-25-075804-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.