{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-076677","form_type":"8-K","ticker":"NMHI","cik":"0001947861","company_name":"Nature's Miracle Holding Inc.","filed_at":"2025-08-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.676626+00:00","generated_at":"2026-05-17T13:37:04.051415+00:00","sec_items":["1.01","2.04","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nature's Miracle enters four settlement agreements totaling ~$748k to resolve defaulted loans","bullets":["Funders App settlement of $129,463 with payments starting July 23, 2025; original loan $110k.","Webfunder settlement of $186,572 in 19 weekly installments of $10k from Aug 5, 2025.","Wave Advance settlement of $201,170 with weekly payments from Aug 5 to Oct 27, 2025.","MaximCash standstill on $230,738 claim; company wired $61,720 on Aug 7.","CEO Tie Li personally guaranteed some obligations; default may allow judgment without cure."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-076677","json":"https://secwatch.observer/filing/0001213900-25-076677.json","markdown":"https://secwatch.observer/filing/0001213900-25-076677.md","text":"https://secwatch.observer/filing/0001213900-25-076677.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/0001213900-25-076677-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/ea0253246-8k_natures.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T13:37:04.051415+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1a77a529da78547b61a978adeb8ace834001bf8f","claim":"Nature's Miracle Holding Inc. reported a default on loan of $100,588 with Funders App LLC dba Tenthly.","evidence_excerpt":"App LLC dba Tenthly (“Factor K”), in connection with a complaint filed by Factor K on July 16, 2025, in Court in Monroe County, New York in relation to an outstanding balance of $100,588 after payments of $46,551 on its loan agreement with the Company, dated February 11, 2025. The total claimed amount is $129,463 plus interest from June 30, 2025 and attorney fees.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/0001213900-25-076677-index.htm","confidence":0.4,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"$100,588"},{"label":"Counterparty","value":"Funders App LLC dba Tenthly"},{"label":"Event","value":"default"}],"fact_type":"debt_financing"},{"claim_id":"9991b906d4ec7cb24c10be18fbc4df4cd495c651","claim":"Nature's Miracle Holding Inc. reported a default on loan of $230,738 with MaximCash Solutions LLC at daily interest.","evidence_excerpt":"dated December 30, 2024 (the “MaximCash Loan”), as a result of a failure to make the required repayment pursuant to the MaximCash Loan agreement. The claimed amount was $230,738 plus daily interest and attorney fees. On August 7, the Company wired $61,720 to MaximCash as partial payment. The descriptions of the Stipulation of Settlement Agreement, the","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/0001213900-25-076677-index.htm","confidence":0.4,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"$230,738"},{"label":"Counterparty","value":"MaximCash Solutions LLC"},{"label":"Rate","value":"daily interest"},{"label":"Event","value":"default"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}