---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-076677"
form_type: "8-K"
ticker: "NMHI"
cik: "0001947861"
company_name: "Nature's Miracle Holding Inc."
filed_at: "2025-08-14T23:59:59+00:00"
generated_at: "2026-05-17T13:37:04.051415+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Nature's Miracle enters four settlement agreements totaling ~$748k to resolve defaulted loans

## Summary
- Funders App settlement of $129,463 with payments starting July 23, 2025; original loan $110k.
- Webfunder settlement of $186,572 in 19 weekly installments of $10k from Aug 5, 2025.
- Wave Advance settlement of $201,170 with weekly payments from Aug 5 to Oct 27, 2025.
- MaximCash standstill on $230,738 claim; company wired $61,720 on Aug 7.
- CEO Tie Li personally guaranteed some obligations; default may allow judgment without cure.

## SEC filing metadata
- accession: 0001213900-25-076677
- form_type: 8-K
- ticker: NMHI
- cik: 0001947861
- company_name: Nature's Miracle Holding Inc.
- filed_at: 2025-08-14T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 2.04, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/0001213900-25-076677-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/ea0253246-8k_natures.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-076677
- JSON: https://secwatch.observer/filing/0001213900-25-076677.json
- Plain text: https://secwatch.observer/filing/0001213900-25-076677.txt

## Key facts
- Debt Financings
  Nature's Miracle Holding Inc. reported a default on loan of $100,588 with Funders App LLC dba Tenthly.
  - Instrument: loan
  - Principal: $100,588
  - Counterparty: Funders App LLC dba Tenthly
  - Event: default
  source text: App LLC dba Tenthly (“Factor K”), in connection with a complaint filed by Factor K on July 16, 2025, in Court in Monroe County, New York in relation to an outstanding balance of $100,588 after payments of $46,551 on its loan agreement with the Company, dated February 11, 2025. The total claimed amount is $129,463 plus interest from June 30, 2025 and attorney fees.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/0001213900-25-076677-index.htm
- Debt Financings
  Nature's Miracle Holding Inc. reported a default on loan of $230,738 with MaximCash Solutions LLC at daily interest.
  - Instrument: loan
  - Principal: $230,738
  - Counterparty: MaximCash Solutions LLC
  - Rate: daily interest
  - Event: default
  source text: dated December 30, 2024 (the “MaximCash Loan”), as a result of a failure to make the required repayment pursuant to the MaximCash Loan agreement. The claimed amount was $230,738 plus daily interest and attorney fees. On August 7, the Company wired $61,720 to MaximCash as partial payment. The descriptions of the Stipulation of Settlement Agreement, the
  evidence_url: https://www.sec.gov/Archives/edgar/data/1947861/000121390025076677/0001213900-25-076677-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.