{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-089790","form_type":"8-K","ticker":"PSTL","cik":"0001759774","company_name":"Postal Realty Trust, Inc.","filed_at":"2025-09-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.901025+00:00","generated_at":"2026-05-17T05:59:12.043598+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Postal Realty Trust expands credit facilities to $440M, extends maturities through 2030","bullets":["Credit facilities upsized to $440M; revolver matures Nov 2029, term loan Jan 2030 (was Jan 2026/Jan 2027).","Term loan increased 53% from $75M to $115M; $40M advance used to repay revolver to $13M.","Entered $40M interest rate swap fixing SOFR through Jan 2030; all-in rate now 4.73%.","Accordion features allow up to $150M additional revolver and $100M additional term loans.","Truist Bank, M&T, JPMorgan lead arrangers; Mizuho, Stifel, TriState also lenders."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-089790","json":"https://secwatch.observer/filing/0001213900-25-089790.json","markdown":"https://secwatch.observer/filing/0001213900-25-089790.md","text":"https://secwatch.observer/filing/0001213900-25-089790.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/ea0258118-8k_postal.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T05:59:12.043598+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"05a3de4b5c1f3989e98cac75497d487cf106c0f4","claim":"Postal Realty Trust, Inc. amended revolving credit of $150 million with Truist Bank at base rate plus a margin ranging from 0.5% to 1.0% per annum or SOFR plus a margi maturing November 15, 2029.","evidence_excerpt":"as of August 9, 2021 (as such agreement was amended from time-to time, the “Prior Credit Agreement”) which was previously in effect. The Credit Agreement provides for a (i) $150 million senior unsecured revolving credit facility (the “Revolving Facility”), and (ii) $290 million term loan facility (the “Term Loan Facility,” and, collectively with the Revolving","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$150 million"},{"label":"Counterparty","value":"Truist Bank"},{"label":"Rate","value":"base rate plus a margin ranging from 0.5% to 1.0% per annum or SOFR plus a margi"},{"label":"Maturity","value":"November 15, 2029"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"209d6e15504c495b091c568e747093beadd39d23","claim":"Postal Realty Trust, Inc. amended term loan of $115 million with Truist Bank at base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar maturing January 15, 2030.","evidence_excerpt":"of which was previously advanced to the Operating Partnership under the Prior Credit Agreement and remains outstanding under the Credit Agreement as of the Closing Date and (b) $115 million senior unsecured term loan facility (the “2025 Term Loan Facility”). The 2025 Term Loan Facility consists of (1) a $75 million term loan previously advanced under the Prior","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$115 million"},{"label":"Counterparty","value":"Truist Bank"},{"label":"Rate","value":"base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar"},{"label":"Maturity","value":"January 15, 2030"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"4fd60f6f46f99d376e2392ef19cadace2691b13a","claim":"Postal Realty Trust, Inc. amended term loan of $175 million with Truist Bank at base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar maturing February 11, 2028.","evidence_excerpt":"(ii) $290 million term loan facility (the “Term Loan Facility,” and, collectively with the Revolving Facility, the “Credit Facilities”). The Term Loan Facility consists of a (a) $175 million delayed drawn term loan facility (the “Delayed Draw Term Loan Facility”), all of which was previously advanced to the Operating Partnership under the Prior Credit Agreement and","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$175 million"},{"label":"Counterparty","value":"Truist Bank"},{"label":"Rate","value":"base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar"},{"label":"Maturity","value":"February 11, 2028"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"8da506ace939de67a700e25aafd1aaa4ec027b5b","claim":"Postal Realty Trust, Inc. incurred term loan of $40 million with Truist Bank at base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar maturing January 15, 2030.","evidence_excerpt":"$40 million of new term loans advanced to the Operating Partnership on the Closing Date","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$40 million"},{"label":"Counterparty","value":"Truist Bank"},{"label":"Rate","value":"base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar"},{"label":"Maturity","value":"January 15, 2030"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}