---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-089790"
form_type: "8-K"
ticker: "PSTL"
cik: "0001759774"
company_name: "Postal Realty Trust, Inc."
filed_at: "2025-09-22T23:59:59+00:00"
generated_at: "2026-05-17T05:59:12.043598+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Postal Realty Trust expands credit facilities to $440M, extends maturities through 2030

## Summary
- Credit facilities upsized to $440M; revolver matures Nov 2029, term loan Jan 2030 (was Jan 2026/Jan 2027).
- Term loan increased 53% from $75M to $115M; $40M advance used to repay revolver to $13M.
- Entered $40M interest rate swap fixing SOFR through Jan 2030; all-in rate now 4.73%.
- Accordion features allow up to $150M additional revolver and $100M additional term loans.
- Truist Bank, M&T, JPMorgan lead arrangers; Mizuho, Stifel, TriState also lenders.

## SEC filing metadata
- accession: 0001213900-25-089790
- form_type: 8-K
- ticker: PSTL
- cik: 0001759774
- company_name: Postal Realty Trust, Inc.
- filed_at: 2025-09-22T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/ea0258118-8k_postal.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-089790
- JSON: https://secwatch.observer/filing/0001213900-25-089790.json
- Plain text: https://secwatch.observer/filing/0001213900-25-089790.txt

## Key facts
- Debt Financings
  Postal Realty Trust, Inc. amended revolving credit of $150 million with Truist Bank at base rate plus a margin ranging from 0.5% to 1.0% per annum or SOFR plus a margi maturing November 15, 2029.
  - Instrument: revolving credit
  - Principal: $150 million
  - Counterparty: Truist Bank
  - Rate: base rate plus a margin ranging from 0.5% to 1.0% per annum or SOFR plus a margi
  - Maturity: November 15, 2029
  - Event: amendment
  source text: as of August 9, 2021 (as such agreement was amended from time-to time, the “Prior Credit Agreement”) which was previously in effect. The Credit Agreement provides for a (i) $150 million senior unsecured revolving credit facility (the “Revolving Facility”), and (ii) $290 million term loan facility (the “Term Loan Facility,” and, collectively with the Revolving
  evidence_url: https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm
- Debt Financings
  Postal Realty Trust, Inc. amended term loan of $115 million with Truist Bank at base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar maturing January 15, 2030.
  - Instrument: term loan
  - Principal: $115 million
  - Counterparty: Truist Bank
  - Rate: base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar
  - Maturity: January 15, 2030
  - Event: amendment
  source text: of which was previously advanced to the Operating Partnership under the Prior Credit Agreement and remains outstanding under the Credit Agreement as of the Closing Date and (b) $115 million senior unsecured term loan facility (the “2025 Term Loan Facility”). The 2025 Term Loan Facility consists of (1) a $75 million term loan previously advanced under the Prior
  evidence_url: https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm
- Debt Financings
  Postal Realty Trust, Inc. amended term loan of $175 million with Truist Bank at base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar maturing February 11, 2028.
  - Instrument: term loan
  - Principal: $175 million
  - Counterparty: Truist Bank
  - Rate: base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar
  - Maturity: February 11, 2028
  - Event: amendment
  source text: (ii) $290 million term loan facility (the “Term Loan Facility,” and, collectively with the Revolving Facility, the “Credit Facilities”). The Term Loan Facility consists of a (a) $175 million delayed drawn term loan facility (the “Delayed Draw Term Loan Facility”), all of which was previously advanced to the Operating Partnership under the Prior Credit Agreement and
  evidence_url: https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm
- Debt Financings
  Postal Realty Trust, Inc. incurred term loan of $40 million with Truist Bank at base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar maturing January 15, 2030.
  - Instrument: term loan
  - Principal: $40 million
  - Counterparty: Truist Bank
  - Rate: base rate plus a margin ranging from 0.45% to 0.95% per annum or SOFR plus a mar
  - Maturity: January 15, 2030
  - Event: incurrence
  source text: $40 million of new term loans advanced to the Operating Partnership on the Closing Date
  evidence_url: https://www.sec.gov/Archives/edgar/data/1759774/000121390025089790/0001213900-25-089790-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.