{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-091264","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2025-09-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.608054+00:00","generated_at":"2026-05-17T05:38:51.974782+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"KFFB swings to net income of $176k in Q3 2025 from prior-year loss of $1.1M","bullets":["Diluted EPS $0.02 for both three and twelve months ended June 30, 2025, compared to $(0.13) and $(0.21) losses in prior periods.","Net interest income increased $401k or 21.1% to $2.3M due to interest income outpacing expense growth.","No goodwill impairment charge in current quarter; prior year had $947k charge that eliminated all remaining goodwill.","Assets $371.2M, down 1.0% YoY; FHLB advances decreased $26.2M (38%) offset by deposits up $21.4M (8.4%).","Book value per share $5.98 at June 30, 2025; shareholders' equity up $372k to $48.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-091264","json":"https://secwatch.observer/filing/0001213900-25-091264.json","markdown":"https://secwatch.observer/filing/0001213900-25-091264.md","text":"https://secwatch.observer/filing/0001213900-25-091264.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025091264/0001213900-25-091264-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025091264/ea0258703-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T05:38:51.974782+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}