---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-091264"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2025-09-25T23:59:59+00:00"
generated_at: "2026-05-17T05:38:51.974782+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# KFFB swings to net income of $176k in Q3 2025 from prior-year loss of $1.1M

## Summary
- Diluted EPS $0.02 for both three and twelve months ended June 30, 2025, compared to $(0.13) and $(0.21) losses in prior periods.
- Net interest income increased $401k or 21.1% to $2.3M due to interest income outpacing expense growth.
- No goodwill impairment charge in current quarter; prior year had $947k charge that eliminated all remaining goodwill.
- Assets $371.2M, down 1.0% YoY; FHLB advances decreased $26.2M (38%) offset by deposits up $21.4M (8.4%).
- Book value per share $5.98 at June 30, 2025; shareholders' equity up $372k to $48.4M.

## SEC filing metadata
- accession: 0001213900-25-091264
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2025-09-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390025091264/0001213900-25-091264-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390025091264/ea0258703-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-091264
- JSON: https://secwatch.observer/filing/0001213900-25-091264.json
- Plain text: https://secwatch.observer/filing/0001213900-25-091264.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.