secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2025-09-25T23:59:59+00:00
Accession:  0001213900-25-091264
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

KFFB swings to net income of $176k in Q3 2025 from prior-year loss of $1.1M
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- Diluted EPS $0.02 for both three and twelve months ended June 30, 2025, compared to $(0.13) and $(0.21) losses in prior periods.
- Net interest income increased $401k or 21.1% to $2.3M due to interest income outpacing expense growth.
- No goodwill impairment charge in current quarter; prior year had $947k charge that eliminated all remaining goodwill.
- Assets $371.2M, down 1.0% YoY; FHLB advances decreased $26.2M (38%) offset by deposits up $21.4M (8.4%).
- Book value per share $5.98 at June 30, 2025; shareholders' equity up $372k to $48.4M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025091264/0001213900-25-091264-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025091264/ea0258703-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-25-091264

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