earnings
confidence high
sentiment neutral
materiality 0.55
Chicago Atlantic Q3 2025 net income $0.42/sh, down 25% YoY; portfolio grows to $400M
Chicago Atlantic Real Estate Finance, Inc.
2025-Q3 EPS reported
$1.30
- Net interest income $13.7M, down from $14.5M in Q3 2024; net income $8.9M ($0.42/sh).
- Distributable earnings $0.50/sh vs $0.57/sh YoY; regular dividend maintained at $0.47/sh.
- Total loan principal $399.9M (up 12% YoY); 86% of loans have rate floors at or above Prime.
- Affirmed 2025 outlook; liquidity ~$63M, $69.1M available on revolver extended to 2028.
- Pipeline of over $415M in new opportunities; $3.3M advanced post-quarter to existing borrowers.