---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-106088"
form_type: "8-K"
ticker: "SBFG"
cik: "0000767405"
company_name: "SB FINANCIAL GROUP, INC."
filed_at: "2025-11-04T23:59:59+00:00"
generated_at: "2026-05-17T00:46:15.659393+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# SB Financial Q3 EPS $0.68 beats $0.62 consensus; rev $12.33M slightly above $12.30M

## Summary
- Q3 2025 normalized EPS of $0.68 vs consensus $0.62 (beat by 9.68%).
- Revenue of $12.33M, modestly above consensus estimate of $12.30M.
- Results discussed on Oct 31, 2025 conference call; no forward guidance provided in transcript.

## SEC filing metadata
- accession: 0001213900-25-106088
- form_type: 8-K
- ticker: SBFG
- cik: 0000767405
- company_name: SB FINANCIAL GROUP, INC.
- filed_at: 2025-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/767405/000121390025106088/0001213900-25-106088-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/767405/000121390025106088/ea0263976-8k_sbfin.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-106088
- JSON: https://secwatch.observer/filing/0001213900-25-106088.json
- Plain text: https://secwatch.observer/filing/0001213900-25-106088.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.