{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-107110","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2025-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.046259+00:00","generated_at":"2026-05-16T23:24:10.721926+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"KFFB swings to Q1 net income of $344K ($0.04 EPS) from year-ago loss","bullets":["Net income of $344K vs net loss of $15K in Q1 FY2025; diluted EPS $0.04 vs $(0.00).","Net interest income rose 33.9% to $2.5M on higher loan rates and lower interest expense.","No provision for loan loss in Q1; $15K provision in prior-year quarter.","Non-interest expense up $191K driven by outside service fees (+128.6%) and data processing (+37.8%).","Book value per share $6.03; total assets $366.5M, down 1.3% from June 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-107110","json":"https://secwatch.observer/filing/0001213900-25-107110.json","markdown":"https://secwatch.observer/filing/0001213900-25-107110.md","text":"https://secwatch.observer/filing/0001213900-25-107110.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025107110/0001213900-25-107110-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390025107110/ea0264450-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:24:10.721926+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}