---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-107110"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2025-11-06T23:59:59+00:00"
generated_at: "2026-05-16T23:24:10.721926+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# KFFB swings to Q1 net income of $344K ($0.04 EPS) from year-ago loss

## Summary
- Net income of $344K vs net loss of $15K in Q1 FY2025; diluted EPS $0.04 vs $(0.00).
- Net interest income rose 33.9% to $2.5M on higher loan rates and lower interest expense.
- No provision for loan loss in Q1; $15K provision in prior-year quarter.
- Non-interest expense up $191K driven by outside service fees (+128.6%) and data processing (+37.8%).
- Book value per share $6.03; total assets $366.5M, down 1.3% from June 2025.

## SEC filing metadata
- accession: 0001213900-25-107110
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2025-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390025107110/0001213900-25-107110-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390025107110/ea0264450-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-107110
- JSON: https://secwatch.observer/filing/0001213900-25-107110.json
- Plain text: https://secwatch.observer/filing/0001213900-25-107110.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.