secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2025-11-06T23:59:59+00:00
Accession:  0001213900-25-107110
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

KFFB swings to Q1 net income of $344K ($0.04 EPS) from year-ago loss
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- Net income of $344K vs net loss of $15K in Q1 FY2025; diluted EPS $0.04 vs $(0.00).
- Net interest income rose 33.9% to $2.5M on higher loan rates and lower interest expense.
- No provision for loan loss in Q1; $15K provision in prior-year quarter.
- Non-interest expense up $191K driven by outside service fees (+128.6%) and data processing (+37.8%).
- Book value per share $6.03; total assets $366.5M, down 1.3% from June 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025107110/0001213900-25-107110-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390025107110/ea0264450-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-25-107110

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