{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-25-115505","form_type":"8-K","ticker":"VRM","cik":"0001580864","company_name":"Vroom, Inc.","filed_at":"2025-11-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.815811+00:00","generated_at":"2026-05-16T16:28:59.671461+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Vroom issues up to $10.5M senior secured notes to Board Chair Mylod at SOFR+7.5%","bullets":["Initial draw of $5M, maximum aggregate principal commitment $10.5M.","Notes bear interest at Term SOFR (3-month) plus 7.50%, paid quarterly.","Matures November 25, 2026; prepayable at any time without penalty.","Proceeds to be used for working capital and general corporate purposes.","Investor is Robert J. Mylod, Jr., Independent Executive Chair of Vroom's board."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-25-115505","json":"https://secwatch.observer/filing/0001213900-25-115505.json","markdown":"https://secwatch.observer/filing/0001213900-25-115505.md","text":"https://secwatch.observer/filing/0001213900-25-115505.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1580864/000121390025115505/0001213900-25-115505-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1580864/000121390025115505/ea0267339-8k_vroom.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T16:28:59.671461+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3d8d12e5ee4f33affb3e7eac4431292604b03d38","claim":"Vroom, Inc. incurred senior notes of $10,500,000 with Robert J. Mylod, Jr. at Term SOFR (three-month tenor) plus 7.50% maturing November 25, 2026.","evidence_excerpt":"the Company agreed to issue Senior Secured Delayed Draw Notes due 2026 (the “Notes”) in a maximum aggregate principal commitment amount of $10,500,000","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1580864/000121390025115505/0001213900-25-115505-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$10,500,000"},{"label":"Counterparty","value":"Robert J. Mylod, Jr."},{"label":"Rate","value":"Term SOFR (three-month tenor) plus 7.50%"},{"label":"Maturity","value":"November 25, 2026"},{"label":"Event","value":"incurrence"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}