---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-25-124602"
form_type: "8-K"
ticker: "AIRE"
cik: "0001859199"
company_name: "reAlpha Tech Corp."
filed_at: "2025-12-22T23:59:59+00:00"
generated_at: "2026-05-16T12:27:31.064135+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# reAlpha Tech Corp. enters into definitive agreement to acquire InstaMortgage for $8.5 million

## Summary
- Total consideration of $8.5 million: $500,000 cash, $1.5 million in reAlpha stock at closing, and $6.5 million deferred over 3 years.
- InstaMortgage is an originations-focused mortgage lender founded in 2008, with over $4 billion in volume over the past five years.
- Transaction expected to close in the first half of 2026, subject to regulatory approvals and customary closing conditions.
- Merger Sub will merge into InstaMortgage, which will survive as a wholly-owned subsidiary of reAlpha.
- Stock issuance capped at 19.99% of reAlpha's outstanding shares and 4.99% per stockholder unless shareholder approval is obtained.

## SEC filing metadata
- accession: 0001213900-25-124602
- form_type: 8-K
- ticker: AIRE
- cik: 0001859199
- company_name: reAlpha Tech Corp.
- filed_at: 2025-12-22T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.01, 3.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1859199/000121390025124602/0001213900-25-124602-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1859199/000121390025124602/ea0270277-8k_realpha.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-25-124602
- JSON: https://secwatch.observer/filing/0001213900-25-124602.json
- Plain text: https://secwatch.observer/filing/0001213900-25-124602.txt

## Key facts
- Material Agreements
  reAlpha Tech Corp. entered into Agreement and Plan of Merger with InstaMortgage Inc., reAlpha Merger Sub I, Inc., Shashank Shekhar and Ankur Dhingra valued at $8,500,000 (effective 2025-12-19).
  - Action: entry
  - Agreement: merger
  - Counterparty: InstaMortgage Inc., reAlpha Merger Sub I, Inc., Shashank Shekhar and Ankur Dhingra
  - Value: $8,500,000
  - Effective: 2025-12-19
  source text: On December 19, 2025, reAlpha Tech Corp. (the “Company”) entered into an Agreement and Plan of Merger (the “Merger Agreement”) with InstaMortgage Inc., a California corporation (“InstaMortgage”), reAlpha Merger Sub I, Inc., a Delaware corporation and a newly formed wholly-owned subsidiary of the Company (the “Merger Sub”) and Shashank Shekhar (“Shekhar”) and Ankur Dhingra (“Dhingra” and together with Shekhar, the “Stockholders” and each a “Stockholder”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1859199/000121390025124602/0001213900-25-124602-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.