---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-010673"
form_type: "8-K"
ticker: "SBFG"
cik: "0000767405"
company_name: "SB FINANCIAL GROUP, INC."
filed_at: "2026-02-02T23:59:59+00:00"
generated_at: "2026-05-16T05:49:53.439692+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.1
calibrated_materiality_score: 0.1
confidence: "low"
source: SEC EDGAR
---

# SB Financial files Q4 2025 earnings transcript; transcript truncated in filing

## Summary
- Hosted Q4 2025 earnings call on January 30, 2026; transcript furnished as Exhibit 99.1.
- Exhibit 99.1 transcript is truncated and does not include full financial results or discussion.
- No specific earnings figures (revenue, EPS, loan performance) are available from this filing.
- Investors should refer to separate earnings release or prior filings for Q4 2025 results.
- Management participants listed: Mark Klein (CEO), Anthony Cosentino (CFO), Steven Walz (CLO).

## SEC filing metadata
- accession: 0001213900-26-010673
- form_type: 8-K
- ticker: SBFG
- cik: 0000767405
- company_name: SB FINANCIAL GROUP, INC.
- filed_at: 2026-02-02T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.1
- calibrated_materiality_score: 0.1
- confidence: low
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/767405/000121390026010673/0001213900-26-010673-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/767405/000121390026010673/ea0274994-8k_sbfin.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-010673
- JSON: https://secwatch.observer/filing/0001213900-26-010673.json
- Plain text: https://secwatch.observer/filing/0001213900-26-010673.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.