---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-015539"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T02:56:16.990323+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Kentucky First Federal Bancorp Q2 net income rises to $304K from $13K YoY; EPS $0.04

## Summary
- Net income $304K ($0.04 diluted EPS) for three months Dec 2025 vs $13K ($0.00) prior year.
- Six-month net income $648K ($0.08 EPS) vs net loss $2K ($0.00) a year ago.
- Net interest income up 30.3% to $2.7M on higher loan rates and lower interest expense.
- Book value per share $6.07; total assets $375.3M, up 1.1% from June 2025.
- Non-interest expense rose 10% to $2.4M, driven by data processing and compensation.

## SEC filing metadata
- accession: 0001213900-26-015539
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390026015539/0001213900-26-015539-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390026015539/ea0276894-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-015539
- JSON: https://secwatch.observer/filing/0001213900-26-015539.json
- Plain text: https://secwatch.observer/filing/0001213900-26-015539.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.