{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-26-016406","form_type":"8-K","ticker":"MRAI","cik":"0001844392","company_name":"Marpai, Inc.","filed_at":"2026-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.506491+00:00","generated_at":"2026-05-16T02:49:32.994779+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Marpai issues $410K promissory note to CEO Lamendola at 12%, due April 11, 2026","bullets":["Principal $410,000; interest 12% per annum; maturity April 11, 2026.","Note may be prepaid at any time without premium or penalty.","Proceeds used for general working capital purposes.","Holder is CEO Damien Lamendola; prepayment allowed at company's option."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-26-016406","json":"https://secwatch.observer/filing/0001213900-26-016406.json","markdown":"https://secwatch.observer/filing/0001213900-26-016406.md","text":"https://secwatch.observer/filing/0001213900-26-016406.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1844392/000121390026016406/0001213900-26-016406-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1844392/000121390026016406/ea0277061-8k_marpai.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:49:32.994779+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9c8bc74837d9cf95936c281cd24100439d73a9a2","claim":"Marpai, Inc. incurred loan of $410,000 with Damien Lamendola at 12.0% per annum maturing April 11, 2026.","evidence_excerpt":"On February 12, 2026, Marpai Inc. (the “Company”) issued a promissory note (the “Note”) in the principal amount of $410,000 to Damien Lamendola, the Company’s Chief Executive Officer (the “Holder”). The Note accrues interest at a rate of 12.0% per annum (or the maximum amount of interest allowed under the laws of the State of New York, whichever is less) until the Note is repaid in full. The Note may be prepaid by the Company, in whole or in part, together with all interest then accrued and any other sums then due and payable to the Holder, at any time, without premium or penalty. All payments of outstanding principal, interest and all other amounts due under the Note are payable by April 11, 2026 to the Holder, or its successors and assigns.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1844392/000121390026016406/0001213900-26-016406-index.htm","confidence":1.0,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"$410,000"},{"label":"Counterparty","value":"Damien Lamendola"},{"label":"Rate","value":"12.0% per annum"},{"label":"Maturity","value":"April 11, 2026"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}