{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-26-018452","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2026-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.739889+00:00","generated_at":"2026-05-16T01:40:02.863783+00:00","sec_items":["1.02","9.01"],"event_type":"regulatory","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"OCC terminates formal written agreement with First Federal Savings Bank of Kentucky, lifting troubled condition status","bullets":["OCC terminated August 13, 2024 formal written agreement with First Federal Savings Bank of Kentucky.","Bank no longer considered in 'troubled condition'; individual minimum capital requirements lifted.","Capital levels had already exceeded and continue to exceed the individually imposed minimums.","Termination occurred in less than 20 months; management expresses satisfaction."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-26-018452","json":"https://secwatch.observer/filing/0001213900-26-018452.json","markdown":"https://secwatch.observer/filing/0001213900-26-018452.md","text":"https://secwatch.observer/filing/0001213900-26-018452.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390026018452/0001213900-26-018452-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390026018452/ea0277761-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:40:02.863783+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"67383eb457acf18b7618bce7750940d1704d1401","claim":"Kentucky First Federal Bancorp terminated Formal Written Agreement dated August 13, 2024 with Office of the Comptroller of the Currency valued at Termination of the Agreement (effective 2026-02-19).","evidence_excerpt":"On February 19, 2026, the Office of the Comptroller of the Currency (the “OCC”), the primary federal banking regulator of First Federal Savings Bank of Kentucky (the “Bank”), the indirect wholly-owned bank subsidiary of Kentucky First Federal Bancorp (the “Company”), published notification that the OCC has terminated its formal written agreement, dated August 13, 2024 (the “Agreement”), with the Bank.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1297341/000121390026018452/0001213900-26-018452-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"termination"},{"label":"Counterparty","value":"Office of the Comptroller of the Currency"},{"label":"Value","value":"Termination of the Agreement"},{"label":"Effective","value":"2026-02-19"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}