---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-018452"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2026-02-19T23:59:59+00:00"
generated_at: "2026-05-16T01:40:02.863783+00:00"
event_type: "regulatory"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# OCC terminates formal written agreement with First Federal Savings Bank of Kentucky, lifting troubled condition status

## Summary
- OCC terminated August 13, 2024 formal written agreement with First Federal Savings Bank of Kentucky.
- Bank no longer considered in 'troubled condition'; individual minimum capital requirements lifted.
- Capital levels had already exceeded and continue to exceed the individually imposed minimums.
- Termination occurred in less than 20 months; management expresses satisfaction.

## SEC filing metadata
- accession: 0001213900-26-018452
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2026-02-19T23:59:59+00:00
- event_type: regulatory
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390026018452/0001213900-26-018452-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390026018452/ea0277761-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-018452
- JSON: https://secwatch.observer/filing/0001213900-26-018452.json
- Plain text: https://secwatch.observer/filing/0001213900-26-018452.txt

## Key facts
- Material Agreements
  Kentucky First Federal Bancorp terminated Formal Written Agreement dated August 13, 2024 with Office of the Comptroller of the Currency valued at Termination of the Agreement (effective 2026-02-19).
  - Action: termination
  - Counterparty: Office of the Comptroller of the Currency
  - Value: Termination of the Agreement
  - Effective: 2026-02-19
  source text: On February 19, 2026, the Office of the Comptroller of the Currency (the “OCC”), the primary federal banking regulator of First Federal Savings Bank of Kentucky (the “Bank”), the indirect wholly-owned bank subsidiary of Kentucky First Federal Bancorp (the “Company”), published notification that the OCC has terminated its formal written agreement, dated August 13, 2024 (the “Agreement”), with the Bank.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1297341/000121390026018452/0001213900-26-018452-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.