{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-26-026631","form_type":"8-K","ticker":"REFI","cik":"0001867949","company_name":"Chicago Atlantic Real Estate Finance, Inc.","filed_at":"2026-03-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.613707+00:00","generated_at":"2026-05-15T13:52:18.142833+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Chicago Atlantic Q4 net income $8.16M ($0.38/shr); distributable earnings $0.44/shr","bullets":["Net interest income Q4 $14.24M vs $13.69M Q3; net income $8.16M ($0.38/shr) vs $8.93M ($0.42) Q3.","Full year 2025 distributable earnings basic $40.35M ($1.92/shr) vs $40.02M ($2.08) in 2024.","Portfolio principal $411.1M at Dec 31, up from $399.9M at Sep 30; weighted average yield 16.3%.","Subsequent activity: advanced $51.1M new loans, received $40.4M repayments through Mar 12, 2026.","2026 dividend payout target 90-100% of distributable earnings; pipeline $616M."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-26-026631","json":"https://secwatch.observer/filing/0001213900-26-026631.json","markdown":"https://secwatch.observer/filing/0001213900-26-026631.md","text":"https://secwatch.observer/filing/0001213900-26-026631.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1867949/000121390026026631/0001213900-26-026631-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1867949/000121390026026631/ea0280819-8k_chicago.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T13:52:18.142833+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}