{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-26-047976","form_type":"8-K","ticker":"CBK","cik":"0001981546","company_name":"Commercial Bancgroup, Inc.","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.349967+00:00","generated_at":"2026-05-15T04:05:13.593704+00:00","sec_items":["2.02","5.07","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Commercial Bancgroup Q1 net income $9.5M ($0.70/share); declares $0.10 dividend, $10M buyback","bullets":["Net income $9.5M, up from $8.7M YoY; core net income $10.0M ($0.73/share).","Net interest margin 3.88%, down 13 bps from Q4; ROAA 1.66% vs 1.52% YoY.","Declares quarterly dividend $0.10/share, payable June 30 to holders of record June 15.","Authorizes new $10M stock repurchase program through April 30, 2027.","Total loans up $18.1M in quarter (4.0% annualized); book value per share $21.43."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-26-047976","json":"https://secwatch.observer/filing/0001213900-26-047976.json","markdown":"https://secwatch.observer/filing/0001213900-26-047976.md","text":"https://secwatch.observer/filing/0001213900-26-047976.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/0001213900-26-047976-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/ea0287760-8k_commercial.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:05:13.593704+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"59a3f8ff73a89dac32a5b8c2add25823edd51f7e","claim":"Commercial Bancgroup, Inc. reported first quarter of 2026 results: net income net income of $9.5 million, EPS $0.70 per common share.","evidence_excerpt":"–April 27, 2026 – Commercial Bancgroup, Inc. (“Commercial” or the “Company”) (Nasdaq: CBK), the parent company of Commercial Bank (the “Bank”), today announced net income of $9.5 million, or $0.70 per common share, for the first quarter of 2026, compared to net income of $8.7 million, or $0.72 per common share, for the first quarter of 2025. Core (net of any","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/0001213900-26-047976-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"net income of $9.5 million"},{"label":"EPS","value":"$0.70 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d05f5e061951182b3d49fe0314b62273924c7e44","claim":"Commercial Bancgroup, Inc. reported first quarter of 2025 results: net income net income of $8.7 million, EPS $0.72 per common share.","evidence_excerpt":"company of Commercial Bank (the “Bank”), today announced net income of $9.5 million, or $0.70 per common share, for the first quarter of 2026, compared to net income of $8.7 million, or $0.72 per common share, for the first quarter of 2025. Core (net of any one-time adjustments) net income was 10.0 million, or $0.73 per common share, for the first quarter of","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/0001213900-26-047976-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2025"},{"label":"Net income","value":"net income of $8.7 million"},{"label":"EPS","value":"$0.72 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}