---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-047976"
form_type: "8-K"
ticker: "CBK"
cik: "0001981546"
company_name: "Commercial Bancgroup, Inc."
filed_at: "2026-04-27T23:59:59+00:00"
generated_at: "2026-05-15T04:05:13.593704+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Commercial Bancgroup Q1 net income $9.5M ($0.70/share); declares $0.10 dividend, $10M buyback

## Summary
- Net income $9.5M, up from $8.7M YoY; core net income $10.0M ($0.73/share).
- Net interest margin 3.88%, down 13 bps from Q4; ROAA 1.66% vs 1.52% YoY.
- Declares quarterly dividend $0.10/share, payable June 30 to holders of record June 15.
- Authorizes new $10M stock repurchase program through April 30, 2027.
- Total loans up $18.1M in quarter (4.0% annualized); book value per share $21.43.

## SEC filing metadata
- accession: 0001213900-26-047976
- form_type: 8-K
- ticker: CBK
- cik: 0001981546
- company_name: Commercial Bancgroup, Inc.
- filed_at: 2026-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 5.07, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/0001213900-26-047976-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/ea0287760-8k_commercial.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-047976
- JSON: https://secwatch.observer/filing/0001213900-26-047976.json
- Plain text: https://secwatch.observer/filing/0001213900-26-047976.txt

## Key facts
- Earnings Releases
  Commercial Bancgroup, Inc. reported first quarter of 2026 results: net income net income of $9.5 million, EPS $0.70 per common share.
  - Period: first quarter of 2026
  - Net income: net income of $9.5 million
  - EPS: $0.70 per common share
  - Result: reported results
  source text: –April 27, 2026 – Commercial Bancgroup, Inc. (“Commercial” or the “Company”) (Nasdaq: CBK), the parent company of Commercial Bank (the “Bank”), today announced net income of $9.5 million, or $0.70 per common share, for the first quarter of 2026, compared to net income of $8.7 million, or $0.72 per common share, for the first quarter of 2025. Core (net of any
  evidence_url: https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/0001213900-26-047976-index.htm
- Earnings Releases
  Commercial Bancgroup, Inc. reported first quarter of 2025 results: net income net income of $8.7 million, EPS $0.72 per common share.
  - Period: first quarter of 2025
  - Net income: net income of $8.7 million
  - EPS: $0.72 per common share
  - Result: reported results
  source text: company of Commercial Bank (the “Bank”), today announced net income of $9.5 million, or $0.70 per common share, for the first quarter of 2026, compared to net income of $8.7 million, or $0.72 per common share, for the first quarter of 2025. Core (net of any one-time adjustments) net income was 10.0 million, or $0.73 per common share, for the first quarter of
  evidence_url: https://www.sec.gov/Archives/edgar/data/1981546/000121390026047976/0001213900-26-047976-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.