{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-26-055573","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2026-05-13T15:46:33+00:00","discovered_at":"2026-05-13T15:47:00.444738+00:00","generated_at":"2026-05-13T15:50:00.771270+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Kentucky First Federal Bancorp Q3 net income $581K; nine-month net $1.2M, both up sharply","bullets":["Net income three months ended Mar 31, 2026: $581K ($0.07 diluted EPS) vs $7K ($0.00) prior year.","Net interest income rose 34.5% to $2.9M; interest income +8.5% to $5.3M, interest expense -12% to $2.4M.","Non-interest income up 71.6% to $139K; non-interest expense up 1.6% to $2.2M.","Total assets $374.5M (+0.9% from Jun 30, 2025); loans net $328.2M; deposits $273.7M (-1.4%).","Book value per share $6.14; shareholders' equity $49.7M (+2.7%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-26-055573","json":"https://secwatch.observer/filing/0001213900-26-055573.json","markdown":"https://secwatch.observer/filing/0001213900-26-055573.md","text":"https://secwatch.observer/filing/0001213900-26-055573.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/0001213900-26-055573-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/ea0290545-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-13T15:50:00.771270+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"46e8fbbca95815fd0c15f7275cf225bf21ddfbb1","claim":"Kentucky First Federal Bancorp reported three months ended March 31, 2026 results: net income $581,000, EPS $0.07 diluted earnings per share.","evidence_excerpt":"announced net income of $581,000 or $0.07 diluted earnings per share for the three months ended March 31, 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/0001213900-26-055573-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2026"},{"label":"Net income","value":"$581,000"},{"label":"EPS","value":"$0.07 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"bbb59ee258de16081209e3aecd09919d9875e0c4","claim":"Kentucky First Federal Bancorp reported nine months ended March 31, 2026 results: net income $1.2 million, EPS $0.15 diluted earnings per share.","evidence_excerpt":"Net earnings were $1.2 million or $0.15 diluted earnings per share for the nine months ended Mach 31, 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/0001213900-26-055573-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"nine months ended March 31, 2026"},{"label":"Net income","value":"$1.2 million"},{"label":"EPS","value":"$0.15 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}