---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-055573"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2026-05-13T15:46:33+00:00"
generated_at: "2026-05-13T15:50:00.771270+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kentucky First Federal Bancorp Q3 net income $581K; nine-month net $1.2M, both up sharply

## Summary
- Net income three months ended Mar 31, 2026: $581K ($0.07 diluted EPS) vs $7K ($0.00) prior year.
- Net interest income rose 34.5% to $2.9M; interest income +8.5% to $5.3M, interest expense -12% to $2.4M.
- Non-interest income up 71.6% to $139K; non-interest expense up 1.6% to $2.2M.
- Total assets $374.5M (+0.9% from Jun 30, 2025); loans net $328.2M; deposits $273.7M (-1.4%).
- Book value per share $6.14; shareholders' equity $49.7M (+2.7%).

## SEC filing metadata
- accession: 0001213900-26-055573
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2026-05-13T15:46:33+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/0001213900-26-055573-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/ea0290545-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-055573
- JSON: https://secwatch.observer/filing/0001213900-26-055573.json
- Plain text: https://secwatch.observer/filing/0001213900-26-055573.txt

## Key facts
- Earnings Releases
  Kentucky First Federal Bancorp reported three months ended March 31, 2026 results: net income $581,000, EPS $0.07 diluted earnings per share.
  - Period: three months ended March 31, 2026
  - Net income: $581,000
  - EPS: $0.07 diluted earnings per share
  - Result: reported results
  source text: announced net income of $581,000 or $0.07 diluted earnings per share for the three months ended March 31, 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/0001213900-26-055573-index.htm
- Earnings Releases
  Kentucky First Federal Bancorp reported nine months ended March 31, 2026 results: net income $1.2 million, EPS $0.15 diluted earnings per share.
  - Period: nine months ended March 31, 2026
  - Net income: $1.2 million
  - EPS: $0.15 diluted earnings per share
  - Result: reported results
  source text: Net earnings were $1.2 million or $0.15 diluted earnings per share for the nine months ended Mach 31, 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1297341/000121390026055573/0001213900-26-055573-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.