{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-26-079599","form_type":"8-K","ticker":"MRAI","cik":"0001844392","company_name":"Marpai, Inc.","filed_at":"2026-07-20T20:01:19+00:00","discovered_at":"2026-07-20T20:02:01.101132+00:00","generated_at":"2026-07-20T20:02:06.152542+00:00","sec_items":["1.01","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Marpai restructures debt with JGB and AXA, reducing near-term debt service by $26.4M","bullets":["Debt restructuring reduces total debt service by $26.4M through 2027, enhancing liquidity.","JGB debentures maturity extended one year to April 15, 2028; amortization schedule revised.","AXA amendment sets minimum annual payments: $0 (2026), $1M (2027), $5M (2028), $22.25M (2029).","AXA payment from offering proceeds only required after $5M received; no new indebtedness allowed.","CEO states restructuring aligns capital structure with cash flows and unlocks capital for growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-26-079599","json":"https://secwatch.observer/filing/0001213900-26-079599.json","markdown":"https://secwatch.observer/filing/0001213900-26-079599.md","text":"https://secwatch.observer/filing/0001213900-26-079599.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1844392/000121390026079599/0001213900-26-079599-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1844392/000121390026079599/ea0298569-8k_marpai.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-20T20:02:06.152542+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}