---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-082821"
form_type: "8-K"
ticker: "ALBT"
cik: "0001630212"
company_name: "Avalon GloboCare Corp."
filed_at: "2026-07-29T20:17:55+00:00"
generated_at: "2026-07-29T20:19:13.322029+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Change Agents Corp. enters $825K loan, issues 360K shares to lender

## Summary
- Principal $825,000; net proceeds $254,350 after $41,250 admin fee and $529,400 prior loan repayment.
- Total repayment $1,188,000 including $363,000 interest; 30 weekly installments of $37,125 starting July 29, 2026.
- Loan matures March 3, 2027; secured by collateral and guaranteed by three wholly-owned subsidiaries.
- Lender received 360,000 commitment shares with piggyback registration rights under forbearance agreement.
- Restrictive covenants limit additional debt, investments, liens, asset sales, mergers, and dividends.

## SEC filing metadata
- accession: 0001213900-26-082821
- form_type: 8-K
- ticker: ALBT
- cik: 0001630212
- company_name: Avalon GloboCare Corp.
- filed_at: 2026-07-29T20:17:55+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1630212/000121390026082821/0001213900-26-082821-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1630212/000121390026082821/ea0299615-8k_change.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-082821
- JSON: https://secwatch.observer/filing/0001213900-26-082821.json
- Plain text: https://secwatch.observer/filing/0001213900-26-082821.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.