secwatch.observer — SEC 8-K summary
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Issuer:     SB FINANCIAL GROUP, INC. (SBFG)
CIK:        0000767405
Form:       8-K
Filed at:   2026-07-31T18:41:53+00:00
Accession:  0001213900-26-083848
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SB Financial Q2 net income $4.5M, EPS $0.72, up 20% YoY; loans up 8.7%
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- GAAP net income $4.5M ($0.72 diluted EPS) vs $3.9M ($0.60) YoY; adjusted EPS $0.73, up 25.9%.
- Total loans $1.19B, up $94.8M (8.7%) YoY; ninth consecutive quarter of loan portfolio expansion.
- Total deposits $1.39B, up $141.3M (11.3%) YoY; noninterest-bearing deposits 18.6% of total.
- Tangible book value per share $19.04, up $2.60 (15.8%) YoY; adjusted TBV ex-AOCI $22.57.
- Nonperforming assets 0.27% of total assets, down from 0.41% YoY; allowance coverage 470% of NPLs.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/767405/000121390026083848/0001213900-26-083848-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/767405/000121390026083848/ea0300050-8k_sbfinancial.htm
  HTML page:      https://secwatch.observer/filing/0001213900-26-083848

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer