secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2026-08-11T20:17:40+00:00
Accession:  0001213900-26-087795
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kentucky First Federal Q3 net income $680K vs $176K YoY; EPS $0.08 vs $0.02
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- Q3 2026 net income $680K ($0.08 diluted EPS) vs $176K ($0.02) year ago; FY2026 net income $1.9M ($0.24) vs $181K ($0.02).
- Net interest income up 33.9% to $3.1M in Q3; interest income rose 6.4%, interest expense fell 17.2%.
- Provision for loan losses increased $183K in Q3 to $237K for FY2026, citing loan repricing and economic uncertainty.
- Total assets $362.4M, down 2.4%; deposits $260.8M, down 6.0% due to brokered deposits decline.
- Book value per share $6.22; shareholders' equity up 4.0% to $50.3M; FDIC premiums down after OCC agreement termination.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390026087795/0001213900-26-087795-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390026087795/ea0301626-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-26-087795

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