---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-102384"
form_type: "8-K/A"
ticker: "AIRE"
cik: "0001859199"
company_name: "reAlpha Tech Corp."
filed_at: "2026-09-23T12:55:17+00:00"
generated_at: "2026-09-23T13:00:13.922930+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# reAlpha closes $8.5M InstaMortgage acquisition; target posted $7.26M FY2025 revenue

## Summary
- Deal total ~$8.5M: $0.5M cash, $1.5M reAlpha stock, $6.5M over 6 semiannual installments (3 yrs), at least $1.5M in cash.
- InstaMortgage FY2025 (Dec 31): revenue $7.26M, net income $91K; period Aug 2024-Dec 2025: revenue $9.70M, net income $95K.
- Target equity at closing $1.27M; warehouse line $9.79M; loans held for sale $9.94M at fair value.
- CA, NY, GA made up ~70% of 2025 originations; InstaMortgage shifted fiscal year-end from July 31 to Dec 31.
- Audited financials + unaudited pro forma combined statements filed for FY2025 and six months ended June 30, 2026.

## SEC filing metadata
- accession: 0001213900-26-102384
- form_type: 8-K/A
- ticker: AIRE
- cik: 0001859199
- company_name: reAlpha Tech Corp.
- filed_at: 2026-09-23T12:55:17+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1859199/000121390026102384/0001213900-26-102384-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1859199/000121390026102384/ea0303605-8ka1_realpha.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-102384
- JSON: https://secwatch.observer/filing/0001213900-26-102384.json
- Plain text: https://secwatch.observer/filing/0001213900-26-102384.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.